Protection Your property forms an important part of your, or your families, financial security, at All Mortgage Solutions we have a lot of experience about advising and assisting our clients about which area's of insurance are most suitable to them. Providing advice from the whole of market about protection products allows us to make sure you, and your investment, are protected in the most suitable way. Having the right protection products allows you to rest easy knowing you will keep your home whatever life throws at you.
Life Assurance Should the worst happen and there be a death in the family, this cover can be set to pay off the outstanding mortgage balance, so your family do not lose their home as well as a loved one. Even if there are no children in the home, it is sensible to have this cover to ensure your next of kin are not burdened with mortgage payments whilst your estate is legally finalised.
Critical Illness Cover This protection is often combined with your life assurance, it can pay off your outstanding mortgage in the event of an insured person being diagnosed with a specified illness, for example; cancer, stroke or heart attack, each insurer has a specific definitions of all the illnesses covered. This cover can ensure that in the event of ill health and loss of income, that you do not have to contend with mortgage arrears and possibly losing your home.
Accident Sickness and Unemployment Cover This cover provides a short term, 12-24 months, period of protection, so that should something like redundancy, an accident or unexpected illness prevent you from working, you have a safety net to help you meet your essential bills while you get back on your feet again.
Income Protection Paying a regular monthly benefit, this cover does not focus on specific diagnosed illnesses, it provides a broader protection to help you through the periods in life when your health lets you down. Due to the flexible nature of this cover and reduction of employer provided benefits, this style of protection is becoming much more common.
Buildings Insurance The insurance protecting the house is normally mandatory and must note the lenders interest in the property. This cover can protect everything from a third party hurting themselves on your ground to the house being destroyed by fire or other accident, its very important you as a home owner have this protection. We can assist with landlords building insurance too.
Contents Insurance This valuable cover protects your possessions, most of which you will keep in your home. In the event of an accident, fire, burglary or flood for example, this cover will help replace your things.
Contact All Mortgage Solutions Insurance for whatever life throws at you contact us today by calling on 01397 705 519 or 07789 405 930 .
